The Fertility Link
Lgbtq Fertility

LGBTQ+ Family Building: Your Options in Canada and the US

By The Fertility Link Editorial Team · Medically reviewed by Dr. Marcus Patel, MD FACOG — Reproductive Endocrinology · 5 min read · Jun 17, 2025

LGBTQ+ family building has expanded substantially in both Canada and the United States. The path forward depends on family configuration, jurisdiction, and individual medical and personal preferences.

Reciprocal IVF (Co-Maternity)

Reciprocal IVF allows two partners with uteruses to share biological participation in family building. One partner provides eggs, which are fertilized with donor sperm and transferred to the other partner who carries the pregnancy.

Donor Sperm: Bank vs Known Donor

Bank donors go through extensive medical and genetic screening with clear legal frameworks. Known donors require careful legal planning, typically including a written agreement and often clinic-mediated insemination to clarify parentage.

Gestational Surrogacy

In Canada, surrogacy is altruistic only (no compensation beyond reimbursement of expenses) under the federal Assisted Human Reproduction Act. In the US, surrogacy is governed state by state, with some states particularly favorable.

California SB729

California's SB729 substantially expanded insurance coverage and explicitly made the mandate LGBTQ+ inclusive by removing language that required proof of heterosexual intercourse before treatment.

Legal Parentage

Ontario's All Families Are Equal Act provides clear pathways. British Columbia, Quebec, and others have similarly modernized rules. Always consult a fertility lawyer in your jurisdiction before conception.

Clinic Selection

LGBTQ+ patients should look for clinics with explicit experience serving LGBTQ+ families. Indicators include intake forms with inclusive language, staff training on chosen names and pronouns, and clear policies on parental designation.

Insurance and Coverage

Coverage for LGBTQ+ family building varies enormously. Always read benefit documents carefully and ask HR directly about LGBTQ+ inclusion.

Practical Steps

Consult a fertility lawyer in your jurisdiction. Confirm clinic LGBTQ+ experience before intake. Investigate employer benefits and state mandates that may apply.

Frequently Asked Questions

What is reciprocal IVF?

A process in which one partner provides eggs and the other partner carries the pregnancy.

Is surrogacy legal in Canada?

Altruistic surrogacy is legal in Canada under the Assisted Human Reproduction Act. Compensation beyond reimbursement is prohibited.

What did California SB729 change?

SB729 expanded fertility coverage and made the mandate LGBTQ+ inclusive.

Is reciprocal IVF more expensive than standard IVF?

Slightly. Reciprocal IVF involves both partners — one provides eggs, one carries — adding partner screening and medication coordination. Total cost is typically $2,000-$5,000 more than standard IVF, plus donor sperm.

Do single parents by choice have the same options?

Yes. Single intended parents have access to IUI, IVF, donor sperm, donor eggs, and (in the US) gestational surrogacy. Most fertility clinics in Canada and the US explicitly serve single-parent-by-choice patients.

Sources: Ontario All Families Are Equal Act | Assisted Human Reproduction Act | California SB729 | ASRM

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Information only. Not medical advice. Discuss treatment decisions with your healthcare provider.